Insurance is a way for everyone to put money aside in case of emergency. After a while that big pile of money starts to look very tempting. Fraud happens across the board in the insurance industry.

Back before World War II, Henry Kaiser created on-site clinics for his shipyard and steel mill workers. The clinics served two purposes. They focused on delivering occupational therapy to injured workers. But they also promoted work site safety. These clinics eventually morphed into today’s healthcare giant Kaiser Permanente.

What if your injured workers could receive outpatient therapy at work instead of at a clinic? A growing number of employers in many industries are choosing this option for their injured workers. Physical therapy at work is proven to be faster. It’s also more effective. And that is saving employers millions of dollars. But what do injured workers themselves think of this option?

Each state sets its own workers’ compensation laws. Whether or not you can choose your injured workers’ physical therapy provider depends on where you are. Some states allow employers to make this decision. Others allow employees themselves to decide. Does your company take part in a managed health care network? That may also affect your ability to choose a physical therapy provider.

For Americans, our work heavily influences our sense of personal identity. We spend much of our time at work. We develop personal relationships with colleagues. In many ways, we are what we “do.” No wonder injured workers often develop a devastating loss of work identity. So says Roger Aurbach.

Every employer wants to reduce worker injuries, for human as well as financial reasons. One proven way to do that is by applying ergonomic solutions that lower the risk of on-the-job injuries. Do ergonomic solutions really work?

For more than 10 years, we've been hearing how hard it is to get decent benchmark and trend data on physical therapy performance statistics. And what data we can find, doesn't answer our needs.

Government regulations affect almost every aspect of your company’s business operations. Many of the most stringent laws govern how you deal with potential and existing employees. As an HR or worker’s comp professional, you have to know the rules. That includes hiring procedures that must comply with ADA and EEOC guidelines. Is your company’s pre-employment assessment test legal?